full
credit card
Our max-points, max-perks credit card
5x points, travel insurance, flight rewards, purchase protection and more.
1 mo free, then 拢15/mo. Cancel anytime
Purchase rate
29.32% (var)
Rep. APR
66.0% (var)
Based on a
拢1,200 limit
Our Full Credit Card, at a glance
5x
points
5 points for every 拢1 spent
10,000
points
10,000pts just for signing up
Use points on any flight
Worldwide travel insurance
Plus
Everything from our Free Credit Card
Earn 5x points to use on dining, shopping, and travel you鈥檒l actually love.
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
(Just some member favourites, past and present)
Worldwide family travel insurance for unlucky adventurers
Things gone belly-up in Barcelona? We鈥檝e got you covered. Terms apply.
Car Hire Excess
Up to 拢3,000
Winter Sports
up to 拢500
Cancellation
Up to 拢7,500
Medical Bills
up to 拢1m
Purchase protection on your big buys
You get Section 75 Purchase Protection on purchases over 拢100. Terms apply.
拢1,200 at Airbnb
Get your credit score moving
If you pay off your card regularly and on time, you can improve your credit score.
Apply for a credit line up to 拢10,000
Spend on your card each month, then get 15-days interest free to pay us back.
Purchase rate
29.32% (var)
Rep. APR
66.0% (var)
Based on a
拢1,200 limit
Compare our credit cards
Features
Free
full
Points Per 拢1 spent
1x
5脳
No fees abroad
Use points on flights
Travel insurance
Sign up bonus
10,000pts
Monthly fee
拢15
Rep. APR
32.3%
66.0%
All the fancy features 鈥▂ou鈥檙e used to鈥
Top-notch in-app customer support
Spend breakdowns
Flexible recurring payments
Split the bill with friends
Easily freeze and replace your card
Real-time notifications
And some you鈥檝e鈥never seen before鈥
Swipe to use your points
Send points to friends on 糖心视频
Still unsure?
There are no stupid questions
Is this an actual credit card?
Yep. The 糖心视频 credit card works just like other credit cards you might have used. You spend with your credit line, then pay us back each month
Does applying impact my credit score?
You can check if you鈥檙e eligible without impacting your score. Once you choose to apply, we鈥檒l perform a hard check on your credit profile.
Is it a Mastercard?
Yep. We run on Mastercard, so we鈥檙e accepted at over 44 million locations around the world. Unlike some cards...
Is 糖心视频 a bank?
No. But we鈥檙e a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.
one month free, then 拢15pm
Try our Full Credit Card鈥╢ree for a month
Join thousands of modern explorers getting鈥╮ewarded with stuff they actually want
Purchase rate
29.32%
听(惫补谤)
Rep. APR
66.0%
听(惫补谤)
Based on a
拢1,200 limit
Compare our credit cards
Free
full
Important information
Monthly fee
拢15
Cancel anytime
Up to 拢10,000 credit limit
Representative APR
32.3%
66.0%
Interest rate
32.26%
29.32%
No late payment fees
Sign up bonus
10,000pts
rewards
Per 拢1 spent
1pt
5pts
Per 拢1 spent at Experiences 聽(Up to)
5pts
25pts
% Back at Experiences 聽(Up to)
0.5%
2.5%
% Cashback
0.5%
Access to Experiences
Some
All
Use points on flights
Travel
Worldwide travel insurance
No fees abroad
Free withdrawals abroad
拢150/day
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Digital card
Free physical card
Apple & Google Pay
Debit account to top-up with your money
Purchase protection
Send points to friends
In-app customer support
Award-winning app